Les données suivantes sont à titre informel seulement.
Please contact the
for complete details on coverage.
2011 General Insurance Proposal
IMPORTANT: This report contains proprietary and original material which, if released, could be harmful to the competitive position of Aon Reed Stenhouse Inc. Accordingly, this document may not be copied or released to third parties without Aon's consent.
Commercial General Liability
Insured Radio Amateurs of Canada Inc.'s Registered Affiliate Clubs & their Members (as scheduled)
Policy Period January 1, 2011 to January 1, 2012
Policy Form
Occurrence
Limits of Liability
Each Occurrence
3,000,000
General Aggregate
10,000,000
Annual aggregate - Products and Completed Operations
2,000,000
Employee Benefits Liability
1,000,000
Tenants' Legal Liability
1,000,000
Non-owned Automobile
2,000,000
Hired Automobiles
50,000
Personal & Advertising Liability
2,000,000
Fire Fighting Expense
100,000
Medical Payments - any one accident
5,000
Deductibles
Bodily Injury
1,000
Property Damage
1,000
Employee Benefits Liability
1,000
Tenants' Legal Liability
500
SEF 94 - Hired Automobiles
1,000
Special Exclusions or Restrictions
Pollution exclusion (Hostile Fire exception)
Premium Details
Comments/Recommendations
Volunteers added as Additional Insureds
Property
Insured Radio Amateurs of Canada Inc.'s Registered Affiliate Clubs & their Members (as scheduled)
Volunteers added as Additional Insureds
Policy Period January 1, 2011 to January 1, 2012
Perils Insured
All Risks of Physical Loss or Damage including Earthquake, Flood and Sewer Backup, subject to the Policy exclusions
Limits of Liability
Equipment Floater Available
Sublimits
Automatic Cover New Acquisition (no reporting)
1,000,000
Automatic Cover New Acquisition (values excess 1,000,000) Policy Limits
Property In Transit
250,000
Valuable Papers
150,000
Accounts Receivable
150,000
Personal Property of Employees (any one individual)
2,500
Money and Stamps
10,000
Master Keys
25,000
Lawns, Trees, Shrubs
25,000
Defense, Settlement, Supplementary Payments
100,000
Pollution Cleanup and Removal (Any one Occurrence)
50,000
Pollution Cleanup and Removal (Aggregate Limit)
100,000
Contingent Business Interruption - Contributing Properties
250,000
Contingent Business Interruption - Recipient Properties
250,000
Ingress/Egress
4 weeks
Debris Removal 25% of Direct Damage Loss
Additional Limit to Basic Debris Removal Extension
250,000
Removal of Debris of Property in Transit
25,000
Bylaws Included
Third Party Vehicles Included
Civil Authority
4 weeks
Leasehold Interest included
Fire Extinguishing Materials and Fire Fighting Expenses Included
for complete details on coverage.